Home Amortization Explained Discover The Real Cost of Taking Out a Mortgage Home ownership is the “American Dream” but how much are you really paying to buy a home?You’re going to learn:How much you can expect to pay for the total cost of your mortgage. What a home amortization schedule is & how to read one. What 3 things make up your mortgage payment. Subscribe to this YouTube channelYour credit score has a big impact on how much you pay for your home overall. This chart will give you a good idea of what type of interest rate you qualify for based on your credit score. *Keep in mind these values change depending on the market but the higher your score is the better interest rate you will qualify for.